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Welcome to Professional Planning Group, Inc.

We specialize in providing true own-occupation disability insurance. We serve clients in the Carolinas and across the United States. They include physicians in various specialties and subspecialties, business owners, attorneys and other professionals.

This coverage is designed to allow you, if disabled from your occupation, to earn income from other sources without reducing policy benefits.

Disability insurance is about protecting your way of life…I will help you get this part of your financial life exactly right.


A Message from Billy

Disability insurance is about protecting your most valuable asset, which is not your home or retirement account…it’s your ability to go to work every day and earn a good income.  It’s about protecting your way of life! 

Having developed relationships with many professionals like yourself, I know you live a busy life.  By striving to serve you based on your schedule, I will help you get this part of your financial life exactly right. 

Medical and financial underwriting are typically required to obtain this premier coverage.  Although underwriting approval is not guaranteed, my firm excels at navigating through this process.

Thank you for your time. I look forward to the opportunity to be of service.

Billy Gwaltney, ChFC, CLU, REBC
Firm Founder

Check out our new YouTube channel for short educational whiteboard videos on specialty disability coverage

Click here to watch our short videos where I’m interviewed for the N.C. Medical Society about disability and life insurance

Read one of our client’s disability claim story

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