When looking at disability coverage plans, finding one that protects the career you love most and the money you’ve worked so hard for is crucial. And it’s easy to get lost in the lingo of the insurance world between policy definitions and what fits your particular situation. In many cases, physicians even end up going back to clinical and doing things they don’t like because of ‘hidden definitions’ in their contracts.
What’s the point of moving back to administrative duties when you’ve worked so hard to get where you are in your career? In this episode, Billy is joined by Ameritas claims expert Dennis Peyton who digs deep into the definitions of your disability coverage and what policies protect and preserve the lifestyle you want. Highlights from this episode include: Understanding the difference between group and individual policies - and what these definitions mean for coverage that protects you for a lifetime. How a policy prevents you from returning to work and the crucial steps for preserving your career today.
(9:30) How to immediately secure a disability claims paycheck while you recover.
(19:50) What policies instantly put more money in your pocket and cover medical deductible from an injury (even if you have health insurance).
(25:46) To ask questions on insurance coverage or to get a quote, please don’t hesitate to call us anytime at 704-270-2376, and I’d be glad to discuss your specific situation with you.