Getting your own specialty disability coverage is one of the best decisions you can make for your financial future. But should you try to do it by yourself? If you’ve ever looked into disability insurance, you probably know that policies are filled with confusing language and definitions. And to top it all off, companies use their own special names that don’t always make sense.

And then there’s the medical and financial underwriting process that can be tough to do on your own.

In this episode, Billy goes over the most important things to be aware of when purchasing disability coverage, and why having a specialist guide you through the process can make it much faster and easier than you ever thought possible.

Highlights from this episode include:

Get these policy details wrong, and the insurance companies will just take your money while you struggle to support your family (:58)

How to breeze through underwriting, saving you tons of time, while still getting the disability coverage you need (3:05)

Why your medical history is not necessarily a deal-breaker and how to get the coverage that could prevent a financial catastrophe (4:30)

The horrifying scenario that can result in you being approved for a policy, but not being paid benefits when you need them most (5:13)

To ask questions on insurance coverage or to get a quote, please don’t hesitate to call us anytime at 704-270-2376, and I’d be glad to discuss your specific situation with you.

Billy  Gwaltney

Billy Gwaltney

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