Top 5: What Is The "Specialty Own Occupation" Definition Of Disability? image

Top 5: What Is The "Specialty Own Occupation" Definition Of Disability?

When it comes to you and your disability insurance, words matter. Specifically the policy language that defines...
May 4, 2022
Initial Spreadsheet Overview With A Non-Surgeon Trainee image

Initial Spreadsheet Overview With A Non-Surgeon Trainee

Buying disability insurance can be confusing—especially as a physician. With all the different levels of...
Billy Gwaltney
April 20, 2022
Initial Spreadsheet Overview With A Surgeon Trainee image

Initial Spreadsheet Overview With A Surgeon Trainee

You're a busy physician. You barely have time to think, let alone worry about things like disability insurance...
Billy Gwaltney
April 6, 2022
The Rate Is The Rate image

The Rate Is The Rate

As an early-career doctor, you’ve barely got a spare minute to yourself. The last thing you want to do is spend...
Billy Gwaltney
March 23, 2022
Top 5: How Much Life Insurance Do I Need? image

Top 5: How Much Life Insurance Do I Need?

You know that disability insurance protects you if you are injured and unable to work, allowing you to still...
Billy Gwaltney
March 9, 2022
Explaining the Ameritas guaranteed renewable premium option image

Explaining the Ameritas guaranteed renewable premium option

Ameritas, one of the largest disability insurance companies, has two fixed premium choices. And while one is more...
Billy Gwaltney
February 23, 2022
Explaining the Ameritas Nondisabling Injury Benefit image

Explaining the Ameritas Nondisabling Injury Benefit

When it comes to getting reimbursed for any injuries, there are 4 top tier companies that offer a non disabling...
Billy Gwaltney
February 9, 2022
How do I budget for disability insurance while in training? image

How do I budget for disability insurance while in training?

Top insurance companies are quick to roll out the red carpet for physicians-in-training. They offer large...
Billy Gwaltney
January 26, 2022
Does What My Broker Say Matter? image

Does What My Broker Say Matter?

When you feel unsure about picking a policy, a broker agent can influence your decision. Trust is important. You...
Billy Gwaltney
January 12, 2022
What Is Wrong With The AMA Policy? image

What Is Wrong With The AMA Policy?

AMA leads as the big influence in disability policies. But their prices may not be worth what’s between the fine...
January 2, 2022